Creamy Banana Pudding Layers

Section: Indulgent Desserts for Sweet Endings

This layered banana dessert combines a crunchy vanilla wafer crust with a rich cream cheese and banana filling. Each bite includes velvety pudding and sweet banana slices, blending tangy and fruity notes. Chilling ensures the layers meld for a creamy, dreamy finish. Serve well-chilled at gatherings or family celebrations for a delight that balances texture—crisp to silky—and natural banana sweetness. Top with whipped cream or crushed wafers for extra charm. Enjoyable for all ages, it makes any event feel a bit more special, evoking classic comfort with modern richness.

A woman wearing a chef's hat and apron.
Brought to You By nina
Last updated on Sun, 20 Jul 2025 01:21:18 GMT
A glass bowl filled with creamy banana pudding layers. Bookmark
A glass bowl filled with creamy banana pudding layers. | ninatable.com

This creamy banana pudding lush is the dessert I bring when I want smiles all around. It is built on a buttery vanilla wafer crust with a thick tangy cream cheese and banana pudding layer plus plenty of fresh banana slices on top. Several hours in the fridge turns it magically set and extra luscious making each spoonful smooth rich and full of classic banana joy. This is the kind of treat that disappears quickly at family parties and always has someone asking for the recipe.

I made this first for a big family reunion and the way people gathered around the dessert table told me I would be making it for every get-together from then on. That first bite with the creamy pudding and crunchy crust was unforgettable and now it is my secret for easy impressive desserts.

Ingredients

  • Vanilla wafers: crushed to make a flavorful crisp base Choose a fresh package for the best crunch and buttery notes
  • Cream cheese: softened to blend smoothly bringing a rich tangy balance Use full-fat for the ultimate creamy layer
  • Instant banana pudding mix: adds classic banana flavor Opt for a trusted brand for best taste
  • Milk: cold is essential for thickening your pudding quickly and evenly Use fresh milk for smooth results
  • Ripe bananas: sliced fresh over the top offer natural sweetness and a pretty finish Pick yellow bananas without brown spots for clean flavor
  • Butter: melted to hold the wafer crumbs together Choose unsalted for a balanced base

Step-by-Step Instructions

Prepare the Crust:
In a large mixing bowl stir together the crushed vanilla wafers and melted butter until every crumb is coated. Press the mixture very firmly and evenly into the base of a nine by thirteen inch baking dish making sure to cover every edge and create a solid base for the layers.
Mix the Cream Cheese Layer:
Take a clean bowl and whip the softened cream cheese until it is completely free of lumps and fluffy. Add in one package of banana pudding mix and two cups of cold milk. Continuously whisk this mixture until it thickens to a luxurious smooth spread.
Layer It Up:
Spread the cream cheese filling carefully over the prepared wafer crust using a spatula to reach the corners and create an even layer from edge to edge.
Prepare the Banana Pudding:
With another clean bowl whisk the second package of banana pudding mix and two cups of cold milk together rapidly until the pudding is thick and glossy. Gently pour this pudding over the cream cheese layer making sure to keep the creamy layers separate and defined.
Top with Bananas:
Arrange your freshly sliced bananas all across the pudding layer in an even pattern pressing slightly to anchor them in place. This gives visual appeal and juicy banana flavor with every bite.
Chill:
Cover the pan tightly with plastic wrap or a fitted lid and place it in the fridge for a minimum of three hours. Chilling is crucial as it allows all layers to set and the flavors to merge for that perfect silky texture.
Serve and Enjoy:
When you are ready to serve slice into generous portions and lift out carefully. For a special touch add whipped cream or another sprinkle of crushed wafers just before serving.
A creamy banana pudding layered dessert.
A creamy banana pudding layered dessert. | Ninatable.com

The cream cheese in this recipe is my favorite touch. It lifts the sweetness and brings a subtle tang that rounds out the banana flavor. Every holiday someone will remind me how this dessert makes them feel like a kid again gathered around the family table.

Storage Tips

Tightly cover leftovers and refrigerate. This pudding is at its best for up to three days. If the bananas begin to brown on top simply add a fresh layer before serving to keep it bright and beautiful. Serve cold straight from the fridge for maximum creaminess and structure.

Ingredient Substitutions

Vanilla pudding mix plus mashed ripe bananas make a good swap if you do not have banana pudding. Cream cheese can be substituted with plain Greek yogurt for a tangier version but expect a lighter and slightly silkier texture. For a dairy-free crust swap butter with coconut oil but keep in mind the subtle flavor change.

Serving Suggestions

Offer this dessert in a big baking dish at potlucks or for a fun spin serve individual scoops in cups lined with extra wafer crumbs. Whipped cream or a handful of toasted nuts can dress it up for celebrations. A cup of robust coffee on the side matches the creaminess perfectly.

A creamy banana pudding layers dessert.
A creamy banana pudding layers dessert. | Ninatable.com

Cultural Context

Banana pudding is a cherished Southern tradition seen everywhere at cookouts and Sunday gatherings. The use of vanilla wafers and chilled pudding is a classic that goes back generations while the cream cheese twist modernizes it just enough. Sharing banana pudding at the table means inviting people into a moment of comfort and simple pleasure.

Common Recipe Questions

→ What forms the base of this dessert?

A firm layer of crushed vanilla wafers mixed with melted butter creates a crunchy and flavorful crust as the foundation.

→ How is the creamy filling made?

The filling combines smooth cream cheese with instant banana pudding and cold milk for a luscious, thick layer.

→ What gives this treat its fruity flavor?

Freshly sliced ripe bananas crown the top, blending natural sweetness with the creamy layers beneath.

→ Why is chilling necessary?

Chilling the layers allows flavors to meld and the dessert to set, ensuring clean slices and a cohesive texture.

→ Are there any garnishing suggestions?

Whipped cream or additional crushed wafers can be sprinkled on top to enhance both presentation and texture.

→ How should leftovers be stored?

Store leftovers tightly covered in the refrigerator and consume within 3 days for best flavor and freshness.

Creamy Banana Pudding Layers

Rich layers of banana cream and velvety filling over a vanilla wafer crust, topped with fresh banana slices.

Prep Time
30 minutes
Cooking Time
~
Total Time
30 minutes
Brought to You By: nina

Recipe Category: Desserts

Skill Level: Great for Beginners

Cuisine Type: American Southern

Portions: 12 Serves (1 large layered dessert (23 x 33 cm), cut into 12 squares)

Dietary Preferences: Vegetarian-Friendly

What You'll Need

→ Crust

01 200 g vanilla wafers, finely crushed
02 75 g unsalted butter, melted

→ Cream Cheese Layer

03 225 g full-fat cream cheese, softened
04 90 g instant banana pudding mix
05 480 ml cold whole milk

→ Banana Pudding Layer

06 90 g instant banana pudding mix
07 480 ml cold whole milk

→ Topping

08 2 ripe bananas, sliced

→ Optional Garnish

09 Whipped cream
10 Extra crushed vanilla wafers

Steps to Follow

Step 01

Combine the crushed vanilla wafers with melted butter in a mixing bowl. Mix until the texture resembles wet sand. Press the mixture firmly and evenly into the base of a 23 x 33 cm (9 x 13 inch) baking dish to create a compact crust.

Step 02

In a clean bowl, beat the softened cream cheese until completely smooth and lump-free. Add 90 g instant banana pudding mix and 480 ml cold milk, whisking until a thick, creamy filling is achieved.

Step 03

Spread the cream cheese mixture evenly over the prepared crust, smoothing the surface with a spatula for an even layer.

Step 04

Whisk the remaining 90 g instant banana pudding mix with 480 ml cold milk until fully dissolved and thickened.

Step 05

Carefully pour and spread the banana pudding over the cream cheese layer, maintaining distinct separation for defined layers.

Step 06

Distribute the sliced bananas evenly across the top of the pudding layer for sweetness and visual appeal.

Step 07

Cover the dish with plastic wrap or a lid and refrigerate for a minimum of 3 hours, allowing the dessert to firm up and flavors to blend harmoniously.

Step 08

Slice into portions and serve chilled. Optionally, add whipped cream or sprinkle with extra crushed vanilla wafers for added texture.

Extra Suggestions

  1. Use firm, ripe bananas to prevent browning and maintain texture during chilling.
  2. Ensure the cream cheese is fully softened before mixing to avoid lumps in the filling.
  3. Dessert improves in flavor and texture after chilling overnight, making it ideal for advance preparation.
  4. Layers set best in a glass or ceramic dish to ensure even cooling and neat slices.
  5. Replace instant banana pudding with vanilla pudding and mashed bananas for a homemade adaptation.

Tools You’ll Need

  • Mixing bowls
  • Electric mixer or whisk
  • Spatula
  • 23 x 33 cm baking dish
  • Plastic wrap or airtight lid

Allergy Details

Read ingredient lists for allergens carefully, and consult a healthcare provider if you're unsure.
  • Contains wheat (gluten) from vanilla wafers
  • Contains milk and dairy products

Nutritional Details (Per Serving)

The provided nutrition information is for guidance and shouldn't replace expert medical advice.
  • Calories: 325
  • Fat: 14 grams
  • Carbohydrates: 43 grams
  • Proteins: 5 grams